W

WealthOS

Opportunity Cost

Compare spending now vs investing over time — see what you're really giving up

Projection

In 20 years, $5,000.00 becomes $23,304.79 if invested

Parameters

What would you do with this money?

$
%
yr

What is opportunity cost?

Every dollar spent today is a future return foregone. This calculator shows the real cost of spending instead of investing.

Spend vs Invest

Value if Invested

$23,304.79

After 20 years at 8%

Opportunity Cost

$18,304.79

Growth you miss out on